Dog Bite Insurance Payments on the Rise

The dollar amounts paid for dog bite claims by insurance companies has increased drastically recently, while the number of claims has remained relatively the same.

Information released recently revealed that in 2012, $489.7 million was paid by insurance companies for dog bite claims. On average, insurance companies paid $29,752 per dog bite claim, a 55% increase over the past decade. These figures account for more than one-third of all money paid in homeowners claims.

While this increase is positive for those injured by dog bites, it could present problems for homeowners if a dog bit occurs at their home. insurers could raise premiums or exclude dog bite injuries from homeowners’ coverage after a bite.

Animal owners and caretakers have a legal responsibility to control and restrain their pets if an animal has previously bitten a person, attacked a person, or if the animal is predisposed to violent behavior. Many state laws hold animal owners and caretakers strictly liable for injuries caused by their animal if the animal had a prior propensity to dangerous or violent behavior. Strict liability means that the owner or caretaker is held legally responsible for the damage caused by his animal, regardless of his fault.

Broussard, David & Moroux represents clients who have been attacked and injured by dogs or other animals. Our attorneys understand that an animal attack can be a traumatic and painful experience. We will work to protect your legal rights and ensure that you receive fair and just compensation you deserve for your injuries.

Call Broussard, David & Moroux to discuss your potential legal claims. Toll Free at (888) 337-2323 or Local at (337) 233-2323.